If you live in San Francisco, CA, you have probably come across Biddle-Shaw Insurance Services Inc. We are the leading insurance organization in this area, offering different types of insurance policies. One of the products that we have been providing to our customers is the renters’ insurance policy.
What is Renters Insurance Policy?
Renters insurance is a specific policy that covers liabilities inside your house. It is used to complement the homeowners’ insurance policy, which covers possible perils outside your rented house. What does renters insurance cover?
Personal Properties
The primary role of renters insurance is to help in covering possible uncertainties facing your personal properties. This policy will cover possible uncertainties such as theft, fire, and flooding. However, there is a limit to which your personal properties will be covered. It is always necessary to clarify this with your insurance company on your coverage limit.
Personal Injury Liabilities
There is no doubt that you will have a huge number of friends that will be visiting your home regularly. Any injury or personal accident suffered by your visitors may turn out to be a significant financial hazard. However, with renters insurance, you will cover everything without major issues.
Renters Insurance and Pets
It is standard for people to have different types of pets. These domesticated animals face certain uncertainties as well, which means you need to have an insurance policy for the necessary protection. Unfortunately, renters insurance does not cover pets because they are not classified as personal properties.
This does not mean that your pet will remain vulnerable to possible uncertainties. There is always an option for such issues. There are very many insurance companies that are providing pet insurance policies.
What Next?
Do you live in San Francisco, CA? You don’t have to worry about pet insurance. At Biddle-Shaw Insurance Services Inc., we are ready to give you the best pet insurance policy. Visit our offices today for detailed information on pet insurance.
