Are you renting for the first time?

While moving into your first rental can feel overwhelming, this checklist from Biddle-Shaw Insurance Services Inc. in San Francisco, CA makes it easy to ensure you’ve covered your bases. Remember that this checklist assumes you’ve already selected a property and signed a lease. 

• Take an inventory of your personal belongings. As you’re packing, take an inventory of your personal belongings. It doesn’t have to be fancy; you can use a notebook or list your belongings out in a spreadsheet. Include model numbers and serial numbers when applicable. If possible, take photos of the items and the receipts if still available, and store them in the same place as the inventory. This will be helpful if you ever lose items due to theft or natural disasters.
• Complete a walk-through and move-in checklist. Before moving in, meet with your new property owner and complete a walk-through of the property. During this walk-through, carefully examine the unit and make note of any existing damage outside of normal wear and tear, like stains on the carpet, damaged sheetrock, doors that don’t fully close or lock, and broken or dented trim. Documenting any damage that exists at move-in protects you from being held liable for those damages when you move out. 
• Secure renters insurance. While there is a common misconception that only homeowners need insurance, renters often have valuable personal belongings that are at risk of being lost, stolen, or damaged in a natural disaster, like electronics, jewelry, and more. Renters insurance can help you protect your valuables. 

To start, visit Biddle-Shaw Insurance Services Inc. in San Fransisco, CA today. We’re experts in helping renters protect their personal belongings.