Biddle-Shaw Insurance Services Inc. provides coverage to the San Francisco, CA community. For over 50 years, we have helped our clients find the policies they need to protect their assets. We offer multiple types of coverage designed to help people regardless of their situation. We will sit down with you and help you evaluate your options.
How Natural Disasters Impact Home Insurance Policies
Your San Francisco, CA home is one of your most prized possessions. Home insurance allows you to live comfortably because you are protected if something goes wrong. All of your personal items are covered if they are damaged or stolen. Any damage to the interior and exterior of your home is covered. If you plan to invite guests over, liability coverage protects you if one of your guests is injured. Liability coverage also protects you if you cause property damage.
Home insurance covers any property damage due to a natural disaster such as a fire. However, you may need to amend your policy in order to cover other potential disasters such as flooding. Flood insurance protects your home if a hurricane moves through the area and leaves flood damage. Keep in mind that flood insurance is different from interior damage caused by a broken pipe. Flood insurance will not cover those damages. Earthquake insurance is an option to consider, as the West Coast is prone to the occasional tremor. You are protected if your home suffers damage due to strong vibrations. You can also add wind damage to protect your property if strong winds damage your roof or cause flying objects to damage your home or add on structures.
Biddle-Shaw Insurance Services Inc. Will Help You Protect Your Assets
Visit our website to learn more information about home insurance.