Acquiring formidable auto insurance in San Francisco, CA is a fundamental initiative to protect yourself and your car in the event of an accident. If you are shopping for auto insurance in San Francisco, CA it’s paramount to comprehend the common types of coverage available on car insurance policies. Most San Francisco, CA residents procuring auto insurance are not aware of the coverages in question. Regrettably, it’s after the unprecedented crash that they will realize how powerful it is. To protect yourself from these unexpected eventualities, contact our team at Biddle-Shaw Insurance Services Inc. to have peace of mind knowing that you are protected.
Is Auto Insurance Mandatory In California?
California stipulates legal requirements you must adhere to operate a car. It advocates maintaining liability insurance by observing the minimum liability requirements—these minimum policy requirements include bodily injury and property damage.
Types of auto insurance coverage options in California
Comprehensive coverage: Helps cover expenses of repairing or replacing your car if it is physically damaged by non-collision events such as fire, theft, falling objects, and hail.
Collision coverage: It pays for expenses of repairing or replacing your vehicle arising from physical damage after a collision with another vehicle or stationary objects like boulders, posts, trees, fences, or guardrails.
Uninsured or underinsured motorist coverage: These two coverages are grouped to cover your medical expenses if you are engaged in an accident with another driver who is at fault, and he is underinsured or does not have liability insurance at all.
Medical payments coverage: This form of policy is designed to cater to medical expenses such as ambulance rides,x-rays, and surgery if you and your passengers get hurt in an accident. It also covers the funeral expenses.
Personal injury protection: It may cover certain medical costs and loss of wages culminating from a covered accident. It might cater to 80% of medical and other expenses accrued from a given accident, depending on the policy limits.
Auto insurance in San Francisco, CA
Are you a car owner searching for a magnificent auto insurance policy in California to protect you and your car? Don’t look beyond Biddle-Shaw Insurance Services Inc. Our reputable agents will answer any queries about auto insurance.