301 Junipero Serra Blvd., Suite 204
San Francisco, CA 94127
At Biddle-Shaw Insurance Services, Inc. in San Francisco, CA, a condominium unit owner policy insures a unit owner's property and their personal belongings. As an insurance instrument, a condo insurance policy in California resembles its distant cousin – the renter’s insurance policy. Remember, Condo insurance only covers a unit’s interior damage and personal property.
In fact, it is the condo’s HOA that typically carries the appropriate insurance for the physical structures and common areas. For additional protection, each unit-owner is advised to review their HOA’s master insurance policy to determine how the terms of the master policy may personally impact them.
By contrast, the Homeowners Association's Master Insurance Policy covers:
When you are ready to research available condo insurance options in California, consider the cost of insurance as well as the company's customer service reputation and goodwill. For assistance with this tedious analysis, contact one of Biddle-Shaw Insurance Services, Inc.'s seasoned agents in San Francisco, CA or call (415)-586-7200 to learn more.