A home for you and the people you love is one of the most important and expensive investments you will make in your lifetime. This is why you will want to protect it adequately by having adequate home insurance in place. The agents at Biddle-Shaw Insurance Services Inc., serving the San Francisco, CA area, don’t hesitate to stress the importance of home insurance, even if your mortgage is paid off.
What Does Home Insurance Cover?
It would be best if you were prepared for whatever may come your way regarding your home. This includes natural disasters, acts of vandalism, or fires that can destroy or damage your house.
Home insurance will cover the structure of your house if it is damaged or destroyed, as well as items inside your house. These items include your furniture, appliances, other household items, and even your personal belongings, such as clothes and toiletries. Many home insurance policies will also cover outbuildings on your property, including garages, decks, and sheds. Also, if your home is burglarized and items are stolen, your home insurance can help replace these items.
If you have a mortgage on your home, your lender will require you to have a home insurance policy in place. Even if you do not owe money to purchase your home, it is crucial to have home insurance anyway to protect the investment you have made in the home you love.
Contact Biddle-Shaw Insurance Services Inc.
The home insurance agents at Biddle-Shaw Insurance Services Inc., serving the San Francisco, CA area, are ready to assist you with all your insurance needs, including your home insurance policy. Call for a quote today and get your policy started.