Many renters are under the incorrect assumption that if their residence catches on fire, their landlord’s property insurance will cover their personal belongings, and that is not true. A property owner’s insurance will only cover the structure tenants’ rent from the property owner if a disaster occurs. The agents at Biddle-Shaw Insurance Services Inc., serving the San Francisco, CA area are stressing the importance of renters insurance for tenants across California.
What Does Renters Insurance Cover?
Renters insurance will cover the value of tenants’ personal belongings, including appliances, furniture, electronics, clothing, and other valuable items that they purchased for the house or apartment that they rent if they are damaged or destroyed by a theft incident, a natural disaster, a fire, or even vandalism. This coverage is essential because you never know when a tragic event will occur, and trying to replace everything at once can be financially next to impossible for most people today.
Renters’ insurance also offers a certain level of liability protection. This will be useful if a visitor to your house or apartment is injured in a fall or some other type of accident. They can hold you legally responsible if an accident occurs inside your dwelling. This can help protect you against potential lawsuits and will help cover the medical expenses or property damage for the person affected.
Contact Biddle-Shaw Insurance Services Inc.
To create the best renters insurance policy for you and your family, contact the experienced and trustworthy agents at Biddle-Shaw Insurance Services Inc., serving the San Francisco, CA area today, and get your policy started!