Auto insurance exists to provide financial protection in the event of an accident. So, what should you do after an auto accident? Once immediate concerns are addressed and everyone is safe, you may be ready to claim what you’re entitled to. It’s best to do this as soon as possible. While the statute of limitations may give you a year or more, depending on the state, your insurance company is likely only to cover the cost of repairs for an accident that occurred within the same year.
Steps to Take After a Car Accident
Never leave the scene of an accident, but if possible, move your vehicle to a safer location. Switch off the engine, dial 911, and check if anyone is injured. This is not the time to assign blame, but rather to exchange information with the other driver and take photos of the accident scene. Document all relevant details. A police report will be crucial for processing your claim. Collect all pertinent information related to this report. Notify your insurance provider. Remember, California is not a no-fault state. If you are out of state, familiarize yourself with the local laws. Uninsured motorist coverage will safeguard your assets if the other driver lacks insurance. (California state law mandates at least liability insurance.) Retain any receipts you receive. Your adjuster will need them to determine your compensation.
Get in Touch with Biddle-Shaw Insurance Services in San Francisco!
If you reside in the San Francisco, CA, area and require auto insurance, please contact Biddle-Shaw Insurance Services. We are prepared to assist you in obtaining the policy you need.
