{"id":40,"date":"2019-02-28T03:00:00","date_gmt":"2019-02-28T15:00:00","guid":{"rendered":"https:\/\/www.biddleshaw.com\/blog\/?p=40"},"modified":"2019-02-28T15:32:08","modified_gmt":"2019-02-28T21:32:08","slug":"when-should-you-reduce-your-commercial-coverage","status":"publish","type":"post","link":"https:\/\/www.biddleshaw.com\/blog\/when-should-you-reduce-your-commercial-coverage\/","title":{"rendered":"When Should You Reduce Your Commercial Coverage?"},"content":{"rendered":"<p>Having commercial insurance is necessary to protect business owners from a variety of hazards that could create financial losses or devastation. Although you may need a certain amount when you first secure a commercial insurance policy, over time, you may want to reduce your coverage amount if there are certain circumstances that warrant it.<\/p>\n<p><strong>When To Reduce Your Coverage<\/strong><\/p>\n<p>If you are planning to downsize your company or go from a brick and mortar location to a primary e-commerce style business run from your home, you may want to reduce the amount of coverage you have to help you focus on&nbsp;other important business issues. Figure out which options work for you with the assistance of an experienced insurance agent. They can outline your options and make suggestions that help you make the most out of your coverage.&nbsp;<\/p>\n<p><strong>Quality Coverage<\/strong><\/p>\n<p>Buying a high-quality insurance policy is the key to ensuring that you will have the protection you chose without issues later on during a claim. Your agent can also help you file claims to make the process easier during a difficult time. If you live in or around the San Francisco, CA area, you can consult Biddle-Shaw Insurance Services, Inc. to discover what you can do to protect your company with a policy that makes sense. Their agents work hard to ensure the client is covered without gaps that can spell disaster after a claim.&nbsp;<\/p>\n<p>Protect your business with the right type of commercial coverage with the help of Biddle-Shaw Insurance Services, Inc. serving the residents in and around the San Francisco, CA area. Call or stop by today to speak with an agent and get the answers to your questions.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Having commercial insurance is necessary to protect business owners from a variety of hazards that could create financial losses or devastation. Although you may need a certain amount when you first secure a commercial insurance policy, over time, you may want to reduce your coverage amount if there are certain circumstances that warrant it. When [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[6,5],"class_list":["post-40","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-biddle-shaw-insurance-services-inc","tag-san-francisco-ca"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.9 - aioseo.com -->\n\t<meta name=\"robots\" content=\"max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n\t<meta name=\"author\" content=\"admin\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.biddleshaw.com\/blog\/when-should-you-reduce-your-commercial-coverage\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.9\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | Biddle-Shaw Insurance Services, Inc |\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"When Should You Reduce Your Commercial Coverage? | Blog | Biddle-Shaw Insurance Services, Inc\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.biddleshaw.com\/blog\/when-should-you-reduce-your-commercial-coverage\/\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2019-02-28T15:00:00+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2019-02-28T21:32:08+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary\" \/>\n\t\t<meta name=\"twitter:title\" content=\"When Should You Reduce Your Commercial Coverage? | Blog | Biddle-Shaw Insurance Services, Inc\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.biddleshaw.com\\\/blog\\\/when-should-you-reduce-your-commercial-coverage\\\/#article\",\"name\":\"When Should You Reduce Your Commercial Coverage? | Blog | Biddle-Shaw Insurance Services, Inc\",\"headline\":\"When Should You Reduce Your Commercial Coverage?\",\"author\":{\"@id\":\"https:\\\/\\\/www.biddleshaw.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/www.biddleshaw.com\\\/blog\\\/#organization\"},\"datePublished\":\"2019-02-28T03:00:00-06:00\",\"dateModified\":\"2019-02-28T15:32:08-06:00\",\"inLanguage\":\"en-US\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.biddleshaw.com\\\/blog\\\/when-should-you-reduce-your-commercial-coverage\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.biddleshaw.com\\\/blog\\\/when-should-you-reduce-your-commercial-coverage\\\/#webpage\"},\"articleSection\":\"Insurance, Biddle-Shaw Insurance Services Inc., San Francisco CA\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.biddleshaw.com\\\/blog\\\/when-should-you-reduce-your-commercial-coverage\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.biddleshaw.com\\\/blog#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.biddleshaw.com\\\/blog\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.biddleshaw.com\\\/blog\\\/category\\\/insurance\\\/#listItem\",\"name\":\"Insurance\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.biddleshaw.com\\\/blog\\\/category\\\/insurance\\\/#listItem\",\"position\":2,\"name\":\"Insurance\",\"item\":\"https:\\\/\\\/www.biddleshaw.com\\\/blog\\\/category\\\/insurance\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.biddleshaw.com\\\/blog\\\/when-should-you-reduce-your-commercial-coverage\\\/#listItem\",\"name\":\"When Should You Reduce Your Commercial Coverage?\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.biddleshaw.com\\\/blog#listItem\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.biddleshaw.com\\\/blog\\\/when-should-you-reduce-your-commercial-coverage\\\/#listItem\",\"position\":3,\"name\":\"When Should You Reduce Your Commercial Coverage?\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.biddleshaw.com\\\/blog\\\/category\\\/insurance\\\/#listItem\",\"name\":\"Insurance\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.biddleshaw.com\\\/blog\\\/#organization\",\"name\":\"Blog | Biddle-Shaw Insurance Services, Inc\",\"url\":\"https:\\\/\\\/www.biddleshaw.com\\\/blog\\\/\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.biddleshaw.com\\\/blog\\\/author\\\/agentinsure\\\/#author\",\"url\":\"https:\\\/\\\/www.biddleshaw.com\\\/blog\\\/author\\\/agentinsure\\\/\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\\\/\\\/www.biddleshaw.com\\\/blog\\\/when-should-you-reduce-your-commercial-coverage\\\/#authorImage\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g\",\"width\":96,\"height\":96,\"caption\":\"admin\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.biddleshaw.com\\\/blog\\\/when-should-you-reduce-your-commercial-coverage\\\/#webpage\",\"url\":\"https:\\\/\\\/www.biddleshaw.com\\\/blog\\\/when-should-you-reduce-your-commercial-coverage\\\/\",\"name\":\"When Should You Reduce Your Commercial Coverage? | Blog | Biddle-Shaw Insurance Services, Inc\",\"inLanguage\":\"en-US\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.biddleshaw.com\\\/blog\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.biddleshaw.com\\\/blog\\\/when-should-you-reduce-your-commercial-coverage\\\/#breadcrumblist\"},\"author\":{\"@id\":\"https:\\\/\\\/www.biddleshaw.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"creator\":{\"@id\":\"https:\\\/\\\/www.biddleshaw.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"datePublished\":\"2019-02-28T03:00:00-06:00\",\"dateModified\":\"2019-02-28T15:32:08-06:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.biddleshaw.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.biddleshaw.com\\\/blog\\\/\",\"name\":\"Blog | Biddle-Shaw Insurance Services, Inc\",\"inLanguage\":\"en-US\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.biddleshaw.com\\\/blog\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO -->\n\n","aioseo_head_json":{"title":"When Should You Reduce Your Commercial Coverage? | Blog | Biddle-Shaw Insurance Services, Inc","description":"","canonical_url":"https:\/\/www.biddleshaw.com\/blog\/when-should-you-reduce-your-commercial-coverage\/","robots":"max-snippet:-1, max-image-preview:large, max-video-preview:-1","keywords":"","webmasterTools":{"miscellaneous":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.biddleshaw.com\/blog\/when-should-you-reduce-your-commercial-coverage\/#article","name":"When Should You Reduce Your Commercial Coverage? | Blog | Biddle-Shaw Insurance Services, Inc","headline":"When Should You Reduce Your Commercial Coverage?","author":{"@id":"https:\/\/www.biddleshaw.com\/blog\/author\/agentinsure\/#author"},"publisher":{"@id":"https:\/\/www.biddleshaw.com\/blog\/#organization"},"datePublished":"2019-02-28T03:00:00-06:00","dateModified":"2019-02-28T15:32:08-06:00","inLanguage":"en-US","mainEntityOfPage":{"@id":"https:\/\/www.biddleshaw.com\/blog\/when-should-you-reduce-your-commercial-coverage\/#webpage"},"isPartOf":{"@id":"https:\/\/www.biddleshaw.com\/blog\/when-should-you-reduce-your-commercial-coverage\/#webpage"},"articleSection":"Insurance, Biddle-Shaw Insurance Services Inc., San Francisco CA"},{"@type":"BreadcrumbList","@id":"https:\/\/www.biddleshaw.com\/blog\/when-should-you-reduce-your-commercial-coverage\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/www.biddleshaw.com\/blog#listItem","position":1,"name":"Home","item":"https:\/\/www.biddleshaw.com\/blog","nextItem":{"@type":"ListItem","@id":"https:\/\/www.biddleshaw.com\/blog\/category\/insurance\/#listItem","name":"Insurance"}},{"@type":"ListItem","@id":"https:\/\/www.biddleshaw.com\/blog\/category\/insurance\/#listItem","position":2,"name":"Insurance","item":"https:\/\/www.biddleshaw.com\/blog\/category\/insurance\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.biddleshaw.com\/blog\/when-should-you-reduce-your-commercial-coverage\/#listItem","name":"When Should You Reduce Your Commercial Coverage?"},"previousItem":{"@type":"ListItem","@id":"https:\/\/www.biddleshaw.com\/blog#listItem","name":"Home"}},{"@type":"ListItem","@id":"https:\/\/www.biddleshaw.com\/blog\/when-should-you-reduce-your-commercial-coverage\/#listItem","position":3,"name":"When Should You Reduce Your Commercial Coverage?","previousItem":{"@type":"ListItem","@id":"https:\/\/www.biddleshaw.com\/blog\/category\/insurance\/#listItem","name":"Insurance"}}]},{"@type":"Organization","@id":"https:\/\/www.biddleshaw.com\/blog\/#organization","name":"Blog | Biddle-Shaw Insurance Services, Inc","url":"https:\/\/www.biddleshaw.com\/blog\/"},{"@type":"Person","@id":"https:\/\/www.biddleshaw.com\/blog\/author\/agentinsure\/#author","url":"https:\/\/www.biddleshaw.com\/blog\/author\/agentinsure\/","name":"admin","image":{"@type":"ImageObject","@id":"https:\/\/www.biddleshaw.com\/blog\/when-should-you-reduce-your-commercial-coverage\/#authorImage","url":"https:\/\/secure.gravatar.com\/avatar\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g","width":96,"height":96,"caption":"admin"}},{"@type":"WebPage","@id":"https:\/\/www.biddleshaw.com\/blog\/when-should-you-reduce-your-commercial-coverage\/#webpage","url":"https:\/\/www.biddleshaw.com\/blog\/when-should-you-reduce-your-commercial-coverage\/","name":"When Should You Reduce Your Commercial Coverage? | Blog | Biddle-Shaw Insurance Services, Inc","inLanguage":"en-US","isPartOf":{"@id":"https:\/\/www.biddleshaw.com\/blog\/#website"},"breadcrumb":{"@id":"https:\/\/www.biddleshaw.com\/blog\/when-should-you-reduce-your-commercial-coverage\/#breadcrumblist"},"author":{"@id":"https:\/\/www.biddleshaw.com\/blog\/author\/agentinsure\/#author"},"creator":{"@id":"https:\/\/www.biddleshaw.com\/blog\/author\/agentinsure\/#author"},"datePublished":"2019-02-28T03:00:00-06:00","dateModified":"2019-02-28T15:32:08-06:00"},{"@type":"WebSite","@id":"https:\/\/www.biddleshaw.com\/blog\/#website","url":"https:\/\/www.biddleshaw.com\/blog\/","name":"Blog | Biddle-Shaw Insurance Services, Inc","inLanguage":"en-US","publisher":{"@id":"https:\/\/www.biddleshaw.com\/blog\/#organization"}}]},"og:locale":"en_US","og:site_name":"Blog | Biddle-Shaw Insurance Services, Inc |","og:type":"article","og:title":"When Should You Reduce Your Commercial Coverage? | Blog | Biddle-Shaw Insurance Services, Inc","og:url":"https:\/\/www.biddleshaw.com\/blog\/when-should-you-reduce-your-commercial-coverage\/","article:published_time":"2019-02-28T15:00:00+00:00","article:modified_time":"2019-02-28T21:32:08+00:00","twitter:card":"summary","twitter:title":"When Should You Reduce Your Commercial Coverage? | Blog | Biddle-Shaw Insurance Services, Inc"},"aioseo_meta_data":{"post_id":"40","title":null,"description":null,"keywords":null,"keyphrases":null,"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":null,"og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"","isEnabled":true},"graphs":[],"defaultGraph":"","defaultPostTypeGraph":""},"schema_type":null,"schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":null,"robots_max_videopreview":null,"robots_max_imagepreview":"large","priority":null,"frequency":null,"location":null,"local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":null,"created":"2020-12-21 12:05:30","updated":"2025-06-04 11:19:44","seo_analyzer_scan_date":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.biddleshaw.com\/blog\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.biddleshaw.com\/blog\/category\/insurance\/\" title=\"Insurance\">Insurance<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tWhen Should You Reduce Your Commercial Coverage?\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.biddleshaw.com\/blog"},{"label":"Insurance","link":"https:\/\/www.biddleshaw.com\/blog\/category\/insurance\/"},{"label":"When Should You Reduce Your Commercial Coverage?","link":"https:\/\/www.biddleshaw.com\/blog\/when-should-you-reduce-your-commercial-coverage\/"}],"_links":{"self":[{"href":"https:\/\/www.biddleshaw.com\/blog\/wp-json\/wp\/v2\/posts\/40","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.biddleshaw.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.biddleshaw.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.biddleshaw.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.biddleshaw.com\/blog\/wp-json\/wp\/v2\/comments?post=40"}],"version-history":[{"count":1,"href":"https:\/\/www.biddleshaw.com\/blog\/wp-json\/wp\/v2\/posts\/40\/revisions"}],"predecessor-version":[{"id":41,"href":"https:\/\/www.biddleshaw.com\/blog\/wp-json\/wp\/v2\/posts\/40\/revisions\/41"}],"wp:attachment":[{"href":"https:\/\/www.biddleshaw.com\/blog\/wp-json\/wp\/v2\/media?parent=40"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.biddleshaw.com\/blog\/wp-json\/wp\/v2\/categories?post=40"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.biddleshaw.com\/blog\/wp-json\/wp\/v2\/tags?post=40"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}