{"id":28,"date":"2018-08-30T02:00:00","date_gmt":"2018-08-30T14:00:00","guid":{"rendered":"https:\/\/www.biddleshaw.com\/blog\/?p=28"},"modified":"2018-08-30T10:23:48","modified_gmt":"2018-08-30T16:23:48","slug":"home-insurance-and-refinancing","status":"publish","type":"post","link":"https:\/\/www.biddleshaw.com\/blog\/home-insurance-and-refinancing\/","title":{"rendered":"Home Insurance and Refinancing"},"content":{"rendered":"<p>When you refinance your home it means that you are adjusting the amount of money that you are paying for your home and that you may be able to have less home insurance coverage. It is important that if you are working to refinance your home, you also reevaluate how much home coverage you need. For those that live in the San Francisco, CA area, the agents with Biddle-Shaw Insurance Services, Inc. can help you find the perfect policy for your refinanced home.<\/p>\n<p>Refinancing means that you are going to take out a smaller loan or that you are changing the terms of your financing for your home. When you refinance your home, you may also need less home coverage and you need to take the time to make sure your coverage is properly aligned. You may need more or less coverage depending on how much you finance along with&nbsp;other factors. Taking the time to look at your home coverage after you refinance may mean that you can take out a smaller policy and therefore have lower premiums.<\/p>\n<p>This is not always the case. However, you may still want to have a broad policy to cover the cost of replacing the home rather than just taking out an insurance policy for the cost of your mortgage or the loan that you have financed. At the least, your loan amount and your coverage should be in line with one another and should reflect one another to make sure that if your home is damaged, you have the funds to pay off your loan and start over. You can talk with your agent about what needs to be done to adjust your insurance policy properly.<\/p>\n<p>For those in the San Francisco, CA area, the agents with Biddle-Shaw Insurance Services, Inc. can help. Reach out to our offices to find out more about refinancing and home insurance policies for your residence.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>When you refinance your home it means that you are adjusting the amount of money that you are paying for your home and that you may be able to have less home insurance coverage. It is important that if you are working to refinance your home, you also reevaluate how much home coverage you need. 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12:05:30","updated":"2025-06-04 11:19:44","seo_analyzer_scan_date":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.biddleshaw.com\/blog\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.biddleshaw.com\/blog\/category\/home-insurance\/\" title=\"Home Insurance\">Home Insurance<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tHome Insurance and Refinancing\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.biddleshaw.com\/blog"},{"label":"Home Insurance","link":"https:\/\/www.biddleshaw.com\/blog\/category\/home-insurance\/"},{"label":"Home Insurance and 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