{"id":120,"date":"2022-01-10T04:00:00","date_gmt":"2022-01-10T10:00:00","guid":{"rendered":"https:\/\/www.biddleshaw.com\/blog\/?p=120"},"modified":"2021-12-03T18:59:35","modified_gmt":"2021-12-04T00:59:35","slug":"does-your-driving-history-affect-auto-insurance","status":"publish","type":"post","link":"https:\/\/www.biddleshaw.com\/blog\/does-your-driving-history-affect-auto-insurance\/","title":{"rendered":"Does Your Driving History Affect Auto Insurance?"},"content":{"rendered":"<p>At Biddle-Shaw Insurance Services Inc., we serve&nbsp;many San Francisco, CA residents with fair and reasonable insurance rates. However, we also know that your history can affect your insurance and cause complications. Here&#8217;s what you need to know about this factor.<\/p>\n<h2>Yes, Your History Can Affect Your Insurance<\/h2>\n<p>Insurance companies always take a look at your history before providing you with a policy. For example, they may offer you a higher premium as a result of a poor driving record. Even worse, they&#8217;re likely to increase your premiums if you experience any problems after getting a policy.<\/p>\n<p>That said, some issues are not as heavily weighted as others, meaning you might get a minor rate increase compared to a major one. Here are three of the most common concerns that impact your insurance, particularly if they become a recurring problem.<\/p>\n<h2>Issues That May Affect Your Rates&nbsp;<\/h2>\n<ul>\n<li>Traffic Tickets &ndash; Depending on the severity (and volume) of your traffic tickets, your rates will go up at varying levels. First-time offenders are not likely to see an increase in their rates, though.&nbsp;<\/li>\n<li>DUI Tickets &ndash; If you get ticketed for a DWI or DUI, you can expect your rate to go up very heavily. This increase is likely even if you&#8217;re a first-time offender. It will take many years for this to come off your record, too.&nbsp;<\/li>\n<li>Accidents &ndash; Getting into an accident will immediately increase your rates, even if you weren&#8217;t to blame. This fact likely seems unfair but is something that insurance companies take very seriously.&nbsp;<\/li>\n<\/ul>\n<h3>Avoid These Problems<\/h3>\n<p>If you&#8217;re concerned about the potential damage your history may have due to your insurance, it is crucial to reach out to us at Biddle-Shaw Insurance Services Inc. right away to learn more. Our team can help San Francisco, CA residents understand what they can do to minimize these problematic issues.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>At Biddle-Shaw Insurance Services Inc., we serve&nbsp;many San Francisco, CA residents with fair and reasonable insurance rates. However, we also know that your history can affect your insurance and cause complications. Here&#8217;s what you need to know about this factor. Yes, Your History Can Affect Your Insurance Insurance companies always take a look at your [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[6,5],"class_list":["post-120","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-biddle-shaw-insurance-services-inc","tag-san-francisco-ca"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.biddleshaw.com\/blog\/wp-json\/wp\/v2\/posts\/120","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.biddleshaw.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.biddleshaw.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.biddleshaw.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.biddleshaw.com\/blog\/wp-json\/wp\/v2\/comments?post=120"}],"version-history":[{"count":1,"href":"https:\/\/www.biddleshaw.com\/blog\/wp-json\/wp\/v2\/posts\/120\/revisions"}],"predecessor-version":[{"id":121,"href":"https:\/\/www.biddleshaw.com\/blog\/wp-json\/wp\/v2\/posts\/120\/revisions\/121"}],"wp:attachment":[{"href":"https:\/\/www.biddleshaw.com\/blog\/wp-json\/wp\/v2\/media?parent=120"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.biddleshaw.com\/blog\/wp-json\/wp\/v2\/categories?post=120"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.biddleshaw.com\/blog\/wp-json\/wp\/v2\/tags?post=120"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}