Before buying homeowners insurance, ask yourself one question: <\/p>\n
"What do I need covered?"<\/p>\n
The answer lies within your home inventory. A home inventory documents items in the event you need to make a claim. Not only will this speed up the process, but it may also maximize your payment.<\/p>\n
For this reason, Biddle-Shaw Insurance Services Inc. encourages its clients to conduct a thorough review of their belongings. Located in San Francisco, CA, their agents list eight tips for completing a detailed home inventory.<\/p>\n
Start small. Divide your home into sections. Tinier areas, like a closet, are great ways to ease into the process and avoid getting overwhelmed. Find a system that works best for you.<\/p>\n
List basic descriptions of each item. Include estimated value, purchase date, and any sales receipts.<\/p>\n
For major electronics and appliances, jot down serial numbers also.<\/p>\n
Not everything you own needs to be listed individually. Categorize low-cost goods, like clothes, and assign a price for the whole group.<\/p>\n
These images can speed up claims. Not only are they helpful reminders, but pictures and videos also capture the condition of belongings before they’re damaged.<\/p>\n
Expensive items may require additional coverage beyond a standard homeowners policy. After identifying jewelry, antiques, and collectibles, check with an agent.<\/p>\n
Ditch paper and pencil entirely. Home inventory apps, like Nest Egg, are increasingly popular and easy to use.<\/p>\n
At a minimum, review your inventory once a year to add new purchases. In addition to digital records, keep a backup copy somewhere else.<\/p>\n
Once you’ve conducted a home inventory, Biddle-Shaw Insurance Services Inc. will help find a home insurance policy that’s right for you.<\/p>\n","protected":false},"excerpt":{"rendered":"
Before buying homeowners insurance, ask yourself one question: "What do I need covered?" The answer lies within your home inventory. A home inventory documents items in the event you need to make a claim. Not only will this speed up the process, but it may also maximize your payment. For this reason, Biddle-Shaw Insurance Services […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[6,5],"class_list":["post-118","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-biddle-shaw-insurance-services-inc","tag-san-francisco-ca"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.biddleshaw.com\/blog\/wp-json\/wp\/v2\/posts\/118","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.biddleshaw.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.biddleshaw.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.biddleshaw.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.biddleshaw.com\/blog\/wp-json\/wp\/v2\/comments?post=118"}],"version-history":[{"count":1,"href":"https:\/\/www.biddleshaw.com\/blog\/wp-json\/wp\/v2\/posts\/118\/revisions"}],"predecessor-version":[{"id":119,"href":"https:\/\/www.biddleshaw.com\/blog\/wp-json\/wp\/v2\/posts\/118\/revisions\/119"}],"wp:attachment":[{"href":"https:\/\/www.biddleshaw.com\/blog\/wp-json\/wp\/v2\/media?parent=118"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.biddleshaw.com\/blog\/wp-json\/wp\/v2\/categories?post=118"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.biddleshaw.com\/blog\/wp-json\/wp\/v2\/tags?post=118"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}